AVP, Specialist, Private Banking Credit Documentation, Risk Management Group

Responsibilities:

• Prepare, review and approve standard and non-standard Letters of Offer, facility agreements, security documents and related documentation in accordance with approved credit terms.
• Ensure all conditions, covenants, collateral requirements and other terms in the approved Credit Application Memorandum are accurately and completely incorporated into the documentation.
• Manage complex and bespoke documentation matters, including drafting non-standard provisions and obtaining Legal clearance where required.
• Partner with Relationship Managers, Credit Risk, Legal, Operations and other stakeholders to resolve documentation issues and deliver agreed turnaround times.
• Maintain strong documentation controls, promptly identify and escalate discrepancies or exceptions, and support satisfactory audit and regulatory outcomes.
• Draft, review and finalise credit and security documentation for new facilities, amendments, renewals and other approved transactions.
• Perform independent quality checks to confirm the accuracy, completeness, consistency and enforceability of documentation before issuance or execution.
• Clarify ambiguous, incomplete or inconsistent approval terms with Relationship Managers and Credit Risk colleagues and escalate material issues on a timely basis.
• Maintain and update Letters of Offer, supplementary documents, standard clauses, checklists and credit documentation templates in consultation with Legal and relevant control functions.
• Ensure compliance with internal policies, delegated authorities, operating procedures, service standards and applicable laws and regulations.
• Maintain complete documentation records and provide timely status updates to stakeholders, including on outstanding matters, exceptions and execution requirements.
• Support process improvement, documentation standardisation, system enhancements, preparation of functional specifications, user acceptance testing and other departmental initiatives.