Credit Risk Insights Analyst

We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.

We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.

Job Description

About the Role

In this role, you will support and help to redesign and transform various wholesale and retail credit risk data and reporting processes to support risk managers, modeldevelopersand business lines. You will work with internal customers to ensure their data and reporting needs are met with accuracy, efficiency, and timeliness.

Responsibilities will be split between standardized reporting deliverables and project work to enhance data, reporting capabilities, and process improvement. This will include creating and maintaining Power BI dashboards, automating and simplifying recurring processes using Power Automate/Apps, and conducting data research projects by aggregating, integrating, or reassembling information from a variety of data sources and systems by writing database queries in SQL, Python, or other database query languages.

You will partner with risk managers, line of business, and data teams to create, implement,maintain, and review the bank’s wholesale credit reports.

Your responsibilities

Design, develop and automate the reporting processes using Microsoft Power Platform to support credit risk management

Develop andmaintainan effective relationship with credit portfolio risk managers to design and support credit risk reports across wholesale and retail loan portfolios

Design and develop ETL processes to extract, cleanse, and reconcile credit risk data

Run weekly, month-end, and quarterly data and reporting processes, ensuringtimelyandaccuratedelivery of reports

Collaborate with development and implementation teams to ensure alignment of data and execution logic

Automate workflows for data capture, testing, documentation, and visualization

Create comprehensive documentation and playbooks to promote process consistency and knowledge sharing

Explore and apply machine learning (ML) and artificial intelligence (AI) techniques to enhance process efficiency

Communicate insights and recommendations to risk managers to support strategic decision-making

Our requirements

Bachelor’s degree inan appropriate field(Mathematics, Computer Science, Economics, Statistics, Business) or equivalent work experience

More than four years of applicable experience

Demonstrated ability to design and develop interactive Power BI dashboards that effectively visualize and communicate data

Provenproficiencyin writing andoptimizingSQL queries for data extraction, transformation, and analysis

Strong analytical thinking,problem-solvingand decision-making skills

Ability to collaborate and communicate effectively across teams, which includes risk managers,technologyand data management teams

Strong verbal and written communication skills

Optional

Knowledge of credit risk management concepts in retail or wholesale lending

Experience using Power Automate flows and building Power Apps

Experience building complex dashboards and storytelling with data using BI platforms

Experience using Python or equivalent programming language

Experience in process re-engineering

This role requires working from a U.S. Bank location three (3) or more days per week.

Accessibility

We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.

Total Rewards

U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.

We offer a market-competitive compensation package that includes:

Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.

Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.

Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).

Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.

Employee recognition programs that celebrate achievements and milestones for all.

We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.

We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at Employee benefits and development | U.S. Bank | Elavon.

Closing Date

Posting may be closed earlier due to high volume of applicants.

We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.