Vanguard

Engineering Manager, Fraud Prevention

United States · Work style not stated · Full time

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About the role

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EmployerVanguard
LocationUnited States
Work styleWork style not stated
Employment typeFull time
Employer posted9 Sep 2026

ENGINEERING MANAGER

FRAUD PREVENTION | DEBIT FRAUD INTEGRATION

Vanguard | Fraud Prevention Technology

ROLE

Hands-on technical leader responsible for the engineering team that builds and operates Vanguard's fraud decisioning integration with our debit card processor. You will lead 3-6 engineers, own the technical delivery roadmap for the processor integration layer, and write code alongside your team. This role reports into the Fraud Prevention Technology program and partners closely with the Principal Engineer / Architect on technical direction.

RESPONSIBILITIES

Lead a team of 3-6 engineers building real-time fraud decisioning services that sit in the debit authorization path
Own the integration layer between Vanguard's fraud platform and the debit processor (webhook handling, auth-time enrichment, response orchestration)
Translate architectural direction into executable sprints, technical designs, and working software
Write production code—expect to spend 40-60% of your time hands-on in the codebase
Drive engineering quality: code reviews, testing strategy, incident response, and on-call practices
Manage team health: hiring, career development, 1:1s, performance management
Partner with the processor's technical team on API contracts, certification, and production readiness
Ensure the team meets the latency, reliability, and compliance requirements inherent to payment authorization

Show full description

QUALIFICATIONS

8+ years in software engineering with 2+ years in a tech lead or engineering management role
Strong proficiency in Node.js; working familiarity with Java
Experience building low-latency, high-availability services—ideally in a payments, banking, or financial services context
Demonstrated ability to balance technical leadership with people management
Experience integrating with third-party processors or financial service providers (REST/gRPC APIs, webhook-driven auth flows)
Familiarity with ETL pipelines and feature engineering workflows for ML/analytics
Comfort with AI-assisted development practices and tooling

PREFERRED

Direct experience with debit/credit card processor integrations (Marqeta, Galileo, TSYS, Fiserv, or similar)
Familiarity with payment processing concepts (ISO 8583, authorization flows, network settlement)
Background in fraud prevention or risk systems
Experience operating services under strict SLA requirements (sub-100ms p99 latency, 99.99% uptime)
Familiarity with streaming platforms (Kafka, Kinesis) and feature stores
Experience with analytics infrastructure (Redshift, Athena, or similar columnar/query engines)

This is a manager-level role with direct reports.

Special Factors

Sponsorship

Vanguard is not offering visa sponsorship for this position.

About Vanguard

At Vanguard, we don't just have a mission—we're on a mission.

To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.

How We Work

Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.

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