Latam FinCrime Product Compliance and Risk Manager

Risk Management: Identify, mitigate, and oversee the FinCrime control environment, ensuring that our Brazilian offering adheres to both local mandates and Wise’s global risk appetite.

Key Responsibilities

Control Design & Product Innovation

Collaborate with Product Managers and Engineers to design KYC, AML, and Anti-Fraud controls that are practical, scalable, and customer-oriented.

Perform pre-launch and ongoing FinCrime risk assessments for new products and features.

Ensure controls scale with the product by developing automated monitoring processes to mitigate financial crime risk effectively.

Regulatory Risk & Advisory

Provide expert advice on existing and forthcoming BCB and CMN regulations (e.g., Circular 3,978/2020, among others).

Translate "regulatory problems" into technical opportunities, helping teams build risk-based products from the ground up.

Collaborate with 2LOD (Compliance) to stay ahead of regulatory shifts and ensure the Product team is aligned with current guidance.

Audit, Remediation & External Relations

Issue Management: Oversee the remediation of FinCrime-related issues and ensure timely mitigation of regulatory risks.

Audit Representation: Lead responses to regulatory audits and partner due diligence; challenge findings where necessary in collaboration with 2LOD.

External Stakeholders: Represent Wise in meetings with Banking Partners and the Central Bank of Brazil (BCB), articulating our FinCrime framework and product logic with clarity.

What this role offers

The chance to work at the heart of the product development cycle in one of the world’s fastest-growing Fintechs.

Direct impact on how millions of customers move and manage money in Brazil.

A high-autonomy environment where you are empowered to lead solution designs for complex regulatory landscapes.

• Expertise: Deep knowledge of Brazilian FinCrime regulations (specifically BCB Circular 3,978/2020) and their application in Payment Institutions and FX markets.

Technical Fluency: Ability to communicate effectively with Engineers and Product Managers, providing actionable recommendations rather than just quoting policy.

Problem Solver: A data-driven approach to compliance, using regulations to drive smart business decisions.

Ownership: A natural owner who drives projects from inception to completion with extreme attention to detail.

Bilingual: Fluent in English and Portuguese (mandatory).

Global Mindset: Comfortable working across time zones with a collaborative, "think outside the box" spirit.

Bonus Skills:

Experience with B2B partnership compliance.

Familiarity with CVM regulations or investment management compliance.

Proficiency in Jira, Confluence, or specialized Risk & Control software

*Please note, only resumes provided in English will be considered*

Our Benefits:

🚀 RSU’s in a rapidly growing company

💻 Flexible working model

💪 An annual self-development budget

🩺 Health and dental allowance for you and your dependents

💝 Company-paid: Life Insurance, and an EAP program

☀️ Paid time off: 30 days vacation + 3 “Me” days + 1 volunteer day, annually

🏝️ A paid 6-week sabbatical leave after four years

👶🏼 8-weeks of paid parental leave, after a year with us and child care assistance

🚌 Transportation vouchers

🍕 Food (730 BRL per month) and meal (1,188 BRL per month) vouchers

🏋️ TotalPass access to 3,500 gyms and studios throughout Brazil

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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