Senior Analyst

This position supports the timely end to end AML/KYC process across client onboarding, periodic reviews, and event driven reviews, ensuring compliance with Northern Trust policies and procedures.

The role provides extensive review of Customer Identification, Customer Due Diligence, and Enhanced Due Diligence for all clients of Northern Trust.

Role Overview

The Senior KYC Analyst is responsible for supporting Lines of Business in the execution of AML/KYC requirements across onboarding, periodic, and event driven reviews. The role involves performing detailed reviews of client information and documentation, including complex and high risk cases, while supporting KYC Analysts with subject matter expertise and guidance to ensure consistent, high quality outcomes.

Key Responsibilities

Create and maintain KYC records by obtaining information and supporting documentation from internal and external sources

Work alongside Relationship Managers and client facing teams to obtain documentation required to meet KYC requirements directly from clients

Review information and documentation received to ensure compliance with Northern Trust AML/KYC policies and procedures

Validate information within the KYC system of record and ensure Customer Identification Program (CIP) and Customer Due Diligence (CDD) is fully complete and accurate

Perform Enhanced Due Diligence (EDD) on high risk clients, including Politically Exposed Person (PEP) analysis and completion of relevant EDD forms

Analyse complex ownership structures to determine risk exposure and applicable jurisdictional KYC requirements

Work with Second Line of Defence (2LOD) and the KYC Centre of Excellence (CoE) / Program Management teams regarding policy or procedural questions

Ensure follow ups are performed in a timely manner to complete KYC within required deadlines and meet KRI / KPI targets

Provide regular updates to stakeholders on progress and outstanding requirements

Support KYC Analysts with complex KYC queries to minimise outreach to external teams

Attend and participate in regular AML awareness training sessions to support the quality and consistency of deliverables

Qualifications & Experience

A college or university degree and/or equivalent relevant professional experience

2–4 years’ experience in an AML/KYC function

Experience analysing complex ownership structures to determine risk exposure and jurisdiction‑specific KYC requirements

Ability to work effectively as a team player with strong time management skills

Evidence of effective communication with stakeholders

Strong attention to detail with an analytical mindset

Proficiency in Microsoft Word and Excel

Eligibility - Internal Eligibility

12 months as an Analyst II

Working with Us

As a Northern Trust partner, you will be part of a flexible and collaborative work culture, which has a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to an inclusive workplace and assisting the communities we serve.

Philanthropy is deeply rooted in Northern Trust’s history and is an essential element of our culture. Employees around the world give their time and talent to work for the greater good of their communities.

Reasonable Accommodation

Northern Trust is committed to working with and providing adjustments to individuals with health conditions and disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com, or alternatively you can discuss your individual requirements with the recruiter you are working with.

About Our Pune Office

The Northern Trust Pune office, established in 2016, is now home to over 3,000 employees. The office handles various functions, including Operations for Asset Servicing and Wealth Management, as well as delivering critical technology solutions that support business operations across the globe.

Our Pune team takes our commitment to service to heart. In 2024, they volunteered more than 10,000+ hours into the communities where they live and work. Learn more.