Senior Credit Risk Executive

You'll work on high-value transactions involving entrepreneurs, family groups, private businesses, trusts and investment entities, where strong judgement, commercial thinking and the ability to identify underlying credit risks are essential.

See yourself in our team

Private Bank Credit Risk partners closely with Private Bankers and key stakeholders across the Bank to provide independent Line 2 credit risk oversight and decisioning.

The team supports sophisticated customer groups whose lending requirements often extend beyond traditional retail or business banking boundaries, requiring balanced and commercially pragmatic risk management.

This is a critical role within the team, offering exposure to complex transactions, senior stakeholders and meaningful decision-making responsibility.

On any given day you will

• Assess and approve complex credit transactions within delegated authority
• Provide recommendations on larger and more complex exposures to senior credit authorities
• Analyse sophisticated customer structures including companies, trusts, family groups and investment vehicles
• Assess lending across residential and commercial property, operating businesses and investment portfolios
• Identify underlying risks, structural weaknesses and downside scenarios within proposed transactions
• Provide independent and constructive Line 2 challenge while maintaining a commercial mindset
• Partner with Private Bankers and stakeholders to deliver balanced customer and risk outcomes
• Present and defend credit recommendations to senior risk forums and decision-makers
• Provide guidance on credit policy, risk appetite, servicing, security structures and risk mitigants
• Coach and support colleagues, helping build broader credit capability across the business

We're interested in hearing from people who have

• Significant credit risk experience gained within banking and financial services
• Experience assessing complex lending transactions and large credit exposures
• Strong exposure across both Business/Corporate Banking and Retail or Private Banking credit environments
• Advanced credit analysis, cash flow assessment and risk evaluation capability
• Experience working with sophisticated customer structures and high-net-worth client segments
• The confidence to exercise sound judgement and make balanced risk decisions
• Strong stakeholder management skills and the ability to influence senior audiences
• Exceptional written and verbal communication skills
• A collaborative approach and a genuine passion for coaching and developing others

Working with us

Whether you're passionate about customer outcomes, risk excellence or helping businesses and individuals succeed, you'll be supported to grow your career while making a genuine impact.

We support flexible working and are open to considering candidates across Australian capital cities, with Sydney preferred.

If you're looking for a role where you can combine deep credit expertise, commercial judgement and meaningful influence, we'd love to hear from you.

If this sounds like you

Apply today and help us build a brighter future for our customers, communities and each other.

If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.

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Advertising End Date: 27/10/2026