Senior Product Compliance Manager - AML

Remediate issues identified with existing products and features to ensure that they remain compliant, scalable, and effective in detecting financial crime.

Your mission:

Ownership of PC&R’s approach to AML control design and risk detection strategy

Collaborate with AML product teams to help design controls and support interpretation of global regulation and expectations to ensure Wise’s in-house built AML capabilities are best in class

Identify and drive enhancements that could improve risk detection quality, unlock growth, and improve operational processes (including reducing unnecessary contacts and friction)

Use data to define the effectiveness of AML controls and support the implementation of an ongoing testing / assurance program

Work with and support Product and Engineering teams to implement and prioritise control improvements to strengthen the programme while finding ways to create efficiencies (faster deployment, smarter automation, better triage)

As improvements are identified in audits, regulatory feedback, incidents, or by third parties, define project plans and facilitate implementation end-to-end

Perform periodic reviews to ensure controls remain compliant and effective, reviewing changing regulations, supervisory publications, and industry guidance, and translating that into product-ready requirements

Contribute to the mapping and assessment of controls as part of the annual financial crime risk assessment, including coverage across typologies and regions

A bit about you

We are looking for someone passionate about payments, fintech and compliance risk management and with an eye on the future. You should have:

Minimum 7 years’ experience working within AML/financial crime, with a particular focus on implementing and enhancing AML controls (e.g., transaction monitoring, behaviour/risk detection, typology-based coverage, alerting/decisioning)

CAMS, ICA or equivalent certification desirable

Experience collaborating with product and engineering teams to develop AML and/or financial crime controls in an in-house product environment

Experience in automation of financial crime controls, including reducing manual effort while maintaining/improving detection quality

Strong data analytics skills (able to define what “good” looks like, interpret performance, and convert insights into control changes)

Clear communication, project coordination, and management skills

Wisdom, a world view and talent for thinking outside the box

Professionalism and high integrity

You understand the importance of providing clear rationales for teams and excel in doing so (especially where trade-offs exist between friction, cost, and risk)

You anticipate roadblocks, are resilient and not easily disheartened

Willingness to challenge teams and themselves on how to best serve our customers, while keeping processes robust and compliant

Willingness to travel as required

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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