Software Engineering Manager - Java Full Stack - Open Banking

Foster an inclusive, accountable environment that promotes collaboration, technical excellence, and leadership growth.

2. Platform Engineering & Architecture (Acquisition & Underwriting)

Own the design and evolution of API-first, event-driven platforms enabling digital acquisition and real-time underwriting.

Architect decoupled systems separating customer journeys, decisioning, and core banking platforms to improve scalability and agility.

Establish reusable platform capabilities (decisioning, identity, fraud, KYC, and data integration) consumable across products, channels, and partners.

Drive engineering excellence in distributed systems, scalability, and secure Open Banking integrations.

3. Execution, Delivery & Operational Performance

Lead delivery of the product and platform roadmap with clear accountability for business outcomes, quality, and operational stability.

Ensure predictable, on-time, and within-budget execution while meeting security, compliance, and reliability standards.

Promote strong engineering practices, including high-quality code, sound design decisions, and production stability.

Proactively manage dependencies, risks, and trade-offs, ensuring alignment with organizational priorities and strategic goals.

4. Technical Leadership & Architectural Governance

Provide strategic architectural direction, aligning solutions to business needs, enterprise standards, and regulatory requirements.

Ensuredesigns are scalable, resilient, maintainable, and testable, with clear handling of dependencies and failure scenarios.

Lead architecture reviews and design forums, driving consistency and simplification across platforms.

Continuously simplify systems to improve speed, reliability, and supportability.

5. Cross-Functional Strategy & Stakeholder Engagement

Partner with product, business, risk, and architecture leaders to define and deliver acquisition and underwriting capabilities.

Influence roadmap decisions by balancing engineering strategy, customer experience, risk, and delivery constraints.

Drive alignment across teams to enable efficient, end-to-end value delivery across the ecosystem.

Communicate architecture, strategy, and delivery risks clearly to both technical and executive stakeholders.

6. Resiliency, Risk & Operational Excellence

Define and enforce resiliency standards (tiering, SLOs, failover strategies) for mission-critical acquisition and underwriting flows.

Ensure high availability and low-latency performance for real-timedecisioningsystems.

Lead incident management, root cause analysis, and continuous reliability improvements across the platform.

Technical Scope

The Senior Software Engineering Manager is expected to bring strong hands-on technical leadership and credibility in designing and delivering modern, distributed, and scalable platforms. This role leads engineering teamsbuildingAPI-first acquisition and Open Banking solutions, with a focus on real-time decisioning, resiliency, performance, and regulatory compliance.

Core TechnicalExpectations

Design and build highly scalable, resilient, and maintainable distributed systems, with a strong emphasis on modularity, extensibility, and testability.

Lead development of microservices, APIs, SDKs, and front-end components (MFE) using Java, Spring Boot, and modern UI frameworks aligned to API-driven architectures.

Architect low-latency, high-throughput platforms to support real-time acquisition flows and credit decisioning workloads.

Enable seamless integration across channels and partners through well-defined RESTful APIs and event-driven communication patterns.

Apply event-driven architecture principles using Kafka and related streaming technologies to support asynchronous processing and real-time data flows.

Leverage cloud-native and container-based platforms, including Kubernetes, Istio, Rancher, and API gateways (Apigee), to enable scalability, observability, and secure service communication

Establish modern DevOps and CI/CD practices using tools such as Jenkins/CloudBeesand GitLab, ensuring automated testing, deployment, and release management.

Enforce best practices in source control, code quality, and agile delivery, driving consistency, speed, and reliability across engineering teams.

Lead troubleshooting and resolution of complex production issues, ensuring rapid recovery, root cause analysis, and continuous system improvement.

Required Qualifications

Bachelor’s degree in computer science, Engineering, or equivalent practical experience.

10+ years of experience designing and delivering modern, distributed software systems.

5+ years of experience leading high-performing engineering teams, including globally distributed/offshore teams.

Provenexpertisebuilding and scaling platform-based solutions with measurable business impact.

Demonstrated ability to lead teams in delivering complex, multi-stakeholder products in fast-paced, enterprise environments.

Strong understanding of software engineering practices, architecture patterns, and enterprise development tools.

Ability to translate business strategy into technology and engineering outcomes, driving alignment across product, risk, and engineering.

Strong analytical, planning, leadership, and communication skills, with the ability toinfluence acrosstechnical and non-technical audiences.

Proven ability to collaborate effectively with engineers, product managers, scrum teams, business stakeholders, and external partners.

Preferred Qualifications

Strong domainexpertisein customer acquisition, credit underwriting, and Open Banking ecosystems.

Experience in financial services or other highly regulated industries, with an understanding of risk, compliance, and security requirements.

Advanced knowledge of distributed systems,microservicesarchitecture, API platforms, and event-driven integration patterns.

Experience leading modernization initiatives, including integrating new platforms with legacy systems in enterprise environments.

Demonstrated ability to balance feature delivery, technical debt, and operational reliability at scale.

Experience with cloud-native platforms and engineering ecosystems (Azure, containers, CI/CD, API management).

Relevant certifications in Java, Spring, Microservices, or Cloud technologies are a plus.

Leadership Profile

The ideal candidate is a leader who:

Thinks andoperatesat a platform and ecosystem level, considering impacts across domains, customer journeys, and partner integrations.

Demonstrates deep understanding of end-to-end acquisition and underwriting flows, including users, systems, and business outcomes.

Proactively addresses ambiguity, risks, and dependencies, guiding teams toward sound, data-driven decisions.

Builds a culture of strong engineering fundamentals, including design patterns, coding standards, quality engineering, and accountability.

Combines technical depth, strategic thinking, and disciplined execution to deliver consistent results.

Effectivelyrepresentsand scales global engineering teams, especially across India and U.S.-based stakeholders.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Posting may be closed earlier due to high volume of applicants.

This is an U.S. Bancorp India posting. U.S. Bancorp India is a part of the U.S. Bank family.